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William C. "Bill" Cummins Vice President - Global Trade Services JP Morgan Chase Bank, N. A. New Orleans

Bill Cummins is a twenty-year veteran of international banking and joined Bank One in 1998 as the Market Manager -- Trade Finance for Louisiana. In 2000, he was promoted to first vice president for Global Treasury & Trade (Southeastern Market Manager). In 2004, Bank One merged with JP Morgan Chase and Bill is currently vice president for Global Trade Services for JPMorgan Chase Bank in New Orleans. From 1996-1998, Bill was Senior Vice President and Director of the AmTrade International Bank in Atlanta (a specialty trade finance bank founded by Lord Michael Sanburg, former Chairman of the Hong Kong and Shanghai Banking Corporation). From 1982 to 1995, he was group vice president for trade finance with South Trust Bank in Birmingham.

Bill is a former member of the Bankers' Association on Foreign Trade and co-founded its Small Business Export Finance Committee. He has served as an expert witness regarding trade finance before several congressional committees and is a frequent lecturer for trade groups, financial institutions and universities. Bill is a published author on trade finance with articles appearing is such periodicals as The Exporter, RMA Guide to Commercial Lending, Export Today. He is a member of the Louisiana District Export Council (and former Chairman of the Alabama District Export Council, 1994-96) and currently serves as LADEC Treasurer. Bill has served on the faculty of the LSU Graduate School of Banking; he is a former adjunct professor with Birmingham-Southern University. Bill served on the Board of Visitors for the College of Business at Loyola University and was the 2001-2002 Chair of the International Trade & Tourism Council of the Louisiana Association of Business and Industry (LABI); in January of 2005, Bill was elected to the Board of Directors of LABI. In 2000, he was elected to the Board of the World Trade Center of New Orleans.

In 1994, Bill was voted in the top ten International Bankers in the USA by International Business magazine and in 1993 was named Alabama's SBA Lender of the Year.

A New Orleans native, Bill is a graduate of Tulane University and of the Masters of International Business Studies (MIBS) program of the University of South Carolina. He is a graduate of St. Martin's Episcopal High School; he is married with two daughters and resides in Covington, Louisiana.

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(Rev 03/12/07)